BC001 - Do I have to provide any surety or collateral?

During the application process a non-mandatory step enables the loan applicant to indicate if there is any unencumbered surety or collateral that can be offered to cover the loan.
 It will improve your chances to conclude the loan if collateral is available 
 During the credit assessment process the credit committee may require you to provide collateral to secure the loan. If you have given indication of collateral existing, it will expedite the process.